In Vermont, where new construction and many renovations are required to build to a state energy code, there is still a lack of compliance, especially in renovations. Most of these are cost-beneficial over time but more capital intensive up front. The state or municipalities could improve compliance with the energy efficiency standards of homes by creating financing or other incentives. Net-zero structures are practical now for larger buildings, but do involve slightly more up-front costs that could also benefit from incentives or financing.